Digital Nomad Exchange
Montego Bay, Jamaica
Montego Bay, Jamaica
Montego Bay, Jamaica

Cost of Living in Jamaica

By Betsy Burlingame

Last updated on Nov 27, 2021

Summary: What is the cost of living in Jamaica? Expats, digital nomads and retirees living in Jamaica talk about the general living costs, the cost of housing and health insurance.

Allianz Care International Health Insurance
Allianz Care International Health Insurance
Allianz Care International Health Insurance
Allianz Care International Health Insurance

What is the average cost of housing in Jamaica?

Live in Jamaica? Answer this Question

If you are thinking about moving to Jamaica, cost of living in probably a key consideration. Expats commented about the cost of housing:

"I'm renting in Falmouth a gated community. 800 monthly, pay my own utilities was lucky it came furnished. The people stay to themselves. I've had very few conversations with other occupants. A car is extra helpful! But I’d never drive in JA. This will be my second year renting. Not sure about the buying & building for myself. Too old for that & have absolutely no patience for the process.. sending good vibes! I love Jamaica," explained one expat.

"Our housing costs are much lower than in the US. My husband and I live in a 2 bedroom, 2 bath furnished home for 60,000 Jamaican dollars (about $480 US dollars a month). Yard maintenance and water is included in the rent. It is a newer house with an open floorplan. Electricity is about $4,000 JMD (about $31 USD). Cable (Westar) is $2,700JMD a month (about $21 USD) and we get tons of good channels. Unfurnished houses here can be found for about $45,000JMD ($352 USD). Ofcourse, if you want to go really budget and talk to the right people, you can find a place for about $250 USD a month," said another person in Falmouth.

"I am paying $1200 USD plus utilities here. Expensive for Jamaica however this same house would cost double in Canada," remarked another expat in Montego Bay.

"i would say at the time, that where i lived there, was cheaper or about the same..i dont' look for too much, when there, you spend alot of time outside, and for me, the space and the a/c and things like that were not as important..never had a/c. I did want to be able to cook, of course, and make coffee and a good place to hang my laundry, as i washed by hand, most of the time, and a place to park my car, access to taxis, safe yard (important)," explained one expat living in Negril.

"Home costs are ridiculous, I don't pay for rent, electricity etc, however these are on average 3 times the cost. Food is far far far too overpriced. I am still paid as if living in Europe and food on average is about 3-4 times more expensive here than home. Frozen stuff is extremely expensive," said another expat in Ocho Rios.

"My housing costs are significantly lower than in the US. I am paying 30,000 per month for a two bedrooms with two bathrooms. I was just lucky to get such a deal but the average cost for this apartment is 45,000-65,000 per month. My light bill is 7,000 per month but I run my a/c unit each night just to fall asleep. My water bill is between 500 and 800 per month," added another person living in Falmouth.

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William Russell Health Insurance

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGET A QUOTE

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

William Russell Health InsuranceExpat Health Insurance

Get a quote for international health insurance from our partner, William Russell.
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William Russell Health InsuranceExpat Health Insurance

Get a quote for international health insurance from our partner, William Russell.
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Montego Bay, Jamaica

William Russell Health InsuranceExpat Health Insurance

Get a quote for international health insurance from our partner, William Russell.
GET A QUOTE

William Russell Health InsuranceExpat Health Insurance

Get a quote for international health insurance from our partner, William Russell.
GET A QUOTE

Jamaica GuideJamaica Guide
Learn what digital nomads and expats have to say about living in Jamaica.

Jamaica Forum Jamaica Forum
Talk with other digital nomads and expats in Jamaica on our Jamaica forum - meet people, get advice and help others.

Jamaica Index Jamaica Index
An index of all of our site's Jamaica information.

Contribute to Jamaica Network Contribute
Help others in Jamaica by answering questions about the challenges and adventures of living in Jamaica.

Expat Healthcare Advice in JamaicaHealthcare & Health Insurance in Jamaica

Digital Nomads in Jamaica offer advice about healthcare, hospital visits, emergency rooms visits, finding a doctor and buying health insurance in Jamaica.

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Digital Nomads in Jamaica offer advice about healthcare in Jamaica.

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If you're thinking of moving to Jamaica, deciding where to live is not as simple as you think. Jamaica is a large island with numerous cities and towns that appeal to expats. This article highlights the 10 best places to live in Jamaica according to expats living there.

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Rentals in popular cities and towns in Jamaica.

Guide to Real Estate in JamaicaGuide to Rentals & Real Estate in Jamaica

Advice for people renting and buying real estate in Jamaica.

Pros Cons of Living in JamaicaPros & Cons of Living in Jamaica

Take off your rose-colored glasses and learn what digital nomads & expats have to say about the biggest challenges and the greatest rewards of living in Jamaica.

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Digital Nomads & Expats offer insight into the cost of living in Jamaica.

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