Are healthcare and health insurance expensive in Montego Bay?

"Healthcare and health insurance in Montego Bay can be considered expensive, especially for those with limited financial resources. Public healthcare facilities are often overcrowded and underfunded, leading many residents to seek private healthcare services, which can be costly. Health insurance is not mandatory in Jamaica, and while some employers offer coverage, many individuals must purchase private insurance plans. These plans can be expensive and may not cover all medical expenses, leaving individuals to pay out-of-pocket for certain treatments or medications. Overall, the cost of healthcare and health insurance in Montego Bay can be a significant burden for many residents," mentioned another expat when asked about moving to Montego Bay, Jamaica.