Where should I setup a bank account in Kiribati?

"Before retiring in Kiribati, expats should be aware of the cost of living, which is generally higher than in other countries. Additionally, expats should research the availability of healthcare services and the quality of medical care in the country. It is also important to be aware of the local culture and customs, as well as the language spoken in Kiribati. Expats should also research the climate and weather patterns in the country, as well as the availability of recreational activities and entertainment. Finally, expats should research the visa and residency requirements for living in Kiribati," mentioned another expat when asked about moving to Kiribati.