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Hikkaduwa, Sri Lanka

Are healthcare and health insurance expensive in Sri Lanka?

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When we asked expats in Sri Lanka if healthcare and health insurance are expensive in Sri Lanka, they wrote...

"We have had no experiences with regard to the use of our health insurance as either the cost was too low to even bother with it or it was pre-existing and was not going to be covered so was out of pocket. Yes, we have Cigna Global Health Insurance as to be a foreign resident in Sri Lanka it is required to have health insurance coverage. It has been vague if the insurance will cover Nawaloka, Negombo Branch but their map showing most hospitals for us to go to are in Colombo (27 miles distance). I can't get an answer from Nawaloka Hospital, Negombo Branch either if they would accept Cigna here locally. I did pick Cigna Global as most of the other insurance outfits seemed kind of dicey and it was the best of the lot. ," remarked another expat in Negombo, Sri Lanka.

"Healthcare and health insurance in Sri Lanka can be expensive, depending on the type of care and coverage needed. Generally, public healthcare is more affordable than private healthcare, but the quality of care may not be as high. Health insurance is also available in Sri Lanka, but it can be costly and may not cover all medical expenses. Additionally, many people in Sri Lanka are unable to afford health insurance, leaving them vulnerable to high medical costs," said a member in Sri Lanka.

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About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Hikkaduwa, Sri Lanka
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SJB GlobalSJB Global

SJB Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model.
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