The cost of living in Malta is considered moderate when compared to other European countries. Essentials like housing, utilities, and groceries are reasonably priced, but the cost of certain goods and services, particularly in tourist areas, can be higher due to the island's reliance on imports

Malta enjoys a Mediterranean climate with mild, rainy winters and hot, sunny summers. Spring and autumn are pleasantly warm with moderate rainfall. The island has an average of 3,000 hours of sunshine per year, making it one of the sunniest countries in Europe.

The educational system in Malta is structured similarly to the British model, reflecting its history as a British colony. Education in Malta is compulsory between the ages of 5 and 16. The system is divided into three stages: primary (ages 5-11), secondary (ages 11-16), and post-secondary education. Children start their education at kindergarten level, typically at age 3, before they proceed to primary school. Primary education lasts for six years, after which students move on to secondary education. Secondary schools are typically called 'colleges' and offer a five-year program leading to the Secondary Education Certificate (SEC). After completing secondary education, students can opt for either a two-year sixth form (pre-university) or vocational education. The sixth form leads to the Matriculation Certificate, which is necessary for university entrance. Malta has a high literacy rate, and the government places a strong emphasis on education, providing free state-funded education to all citizens. Private and church schools are also available, offering education with different emphases. The quality of education in Malta is generally considered to be good, with a curriculum that covers a broad range of subjects and skills. English is one of the official languages of Malta, and it is widely used in the educational system, which can be an advantage for English-speaking expatriates moving to the country

Malta has a mixed public-private healthcare system known for its high standards and quality services. The public healthcare system is funded by taxes and is available to all Maltese citizens and European Union (EU) nationals holding a European Health Insurance Card (EHIC). It provides a range of services from primary care to specialized treatments at no direct cost to the patient. Private healthcare is also available and offers faster access and more choice regarding physicians and facilities, but at a cost. The quality of both public and private healthcare in Malta is generally considered to be good, with modern facilities and well-trained medical staff. Expats and digital nomads who become legal residents in Malta can access public healthcare by contributing to the social security system, while short-term visitors from the EU can use their EHIC. Non-EU nationals may need private health insurance to access healthcare services.