Digital Nomad Life in Nicaragua
Summary: Nicaragua is becoming increasingly popular as a destination for digital nomads. The most popular cities for digital nomads are Granada, San Juan del Sur, and Managua. Digital nomads like living in Nicaragua because of its low cost of living, beautiful beaches, and friendly locals. A digital nomad can live comfortably in Nicaragua on a monthly budget of around $1,000 USD. The culture of Nicaragua is a mix of Spanish, indigenous, and Caribbean influences. The country is known for its vibrant music, art, and cuisine. Nicaraguans are known for their hospitality and friendliness, and the country is known for its laid-back atmosphere.
How do I meet people in Nicaragua?
When we asked people living in Nicaragua about club and activities where newcomers can meet others, they responded:
"Expats in Nicaragua often join activity-based clubs such as hiking, golf, tennis and sailing. Additionally, there are social clubs for expats to meet and socialize such as Rotary or Lions Club. Other ways to meet people when living in Nicaragua can include attending festivals, getting involved in local charities, attending language meetups, and joining community sports teams. Attending events such as locally hosted dinners, art classes and other local social activities can also be a great way for expats to meet new people and form friendships," said one person in Nicaragua.
"There are currently no clubs available although this is a small town and it won't take you long to meet all the expats and locals too. There are several restaurants that are frequented by the expats and word spreads REAL fast," said one expat who made the move to San Juan del Sur.
What is life like in Nicaragua?
When we asked people living in Nicaragua what life is like and how people spend their time, they said:
"Life for expats and digital nomads in Nicaragua is generally very pleasant and enjoyable. The country is known for its beautiful scenery, low cost of living, friendly people and relaxed lifestyle. Nicaragua offers many opportunities for outdoor activities, from sun-kissed beaches to tropical rainforests and stunning volcanoes. Gringos (expats) and digital nomads flock to Nicaragua to take advantage of excellent food, breathtaking nature, and relaxed working environment. Additionally, the vibrant culture, world-class healthcare and modern infrastructure make it a great place to live and work. Life in Nicaragua can also be quitechallenging due to the lack of stable internet, limited banking options and erratic electricity. However, it’s still a great place to live, work or explore," said one expat in Nicaragua.
"The expat community is largely made up of retirees. There are some who are in small businesses but for the most part everyone enjoys the sea, fishing, boating, walking, jogging, biking and trips to nearby cities to explore the volcanoes, lakes and great food," remarked one member in San Juan del Sur.

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BlueCross BlueShield Global Solutions (BCBS) offers global health plans for international assignments or trips lasting 6 months or longer. With access to over 1.7M medical providers in 190 countries around the world, BCBS provides members with solutions and industry-leading digital services - ensuring top-quality coverage to people who live, work, study and travel internationally.
Where should I live in Nicaragua?
We asked digital nomads and expats how they chose their neighborhood and found a place to live. They answered:
"I would stay in different parts of the town each time I came to get a feel for the different sights, sounds etc," said one expat in San Juan del Sur.
"One way to find a place to live in Nicaragua is by researching online. There are several websites dedicated to helping people find accommodation in Nicaragua, such as Encuentra24, Encuentra Viviendas and CercaCasa. These websites allow you to search for properties in different cities and regions in Nicaragua. Additionally, you can use websites like Airbnb where you can find apartments, houses, and villas for rent in Nicaragua. If you prefer to look for an accommodation in person, the best way to do so is to ask around in the city or towns you are interested in; many people rent or let out rooms or apartments through word-of-mouth. Facebook groups can also be a great way to find a place to live; many Nicaraguans join such groups in order to list properties for sale or rent," remarked one member in Nicaragua.
What do I need to know before moving to Nicaragua?
When we asked people what advice they would give someone preparing to move to Nicaragua, they said:
"Standard advice is to visit Nicaragua before committing to anything - that is even more essential in your case. Visit areas you might want to live, local stores, etc," explained one person living in Managua, Nicaragua.
"Again, spend as much time prior to moving as possible. Patience, that is the key word for Nicaragua. Be prepared for late appointments or on the other side of the coin, the appointee will show up way ahead of the scheduled time. As soon as you learn to go with the flow, relax, no stress, you will adjust much easier. Remember, we will always be a guest in the host country, and smile," said one expat in San Juan del Sur.
"Expats should research Nicaragua's healthcare system before retiring in the country. A comprehensive medical insurance plan is often advised due to the limited public health system. Additionally, expats should familiarize themselves with local visa regulations, as well as taxation regulations for foreign nationals. Quality of life is generally good and very affordable, so expats may consider their budget in advance. Expats may also want to investigate living arrangements before relocating, as there can sometimes be difficulties finding appropriate housing. Lastly, expats should be aware that the infrastructure in some areas of Nicaragua can be unreliable at times," remarked one member in Nicaragua.
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BlueCross BlueShield Global SolutionsBlueCross BlueShield Global Solutions (BCBS) offers global health plans for international assignments or trips lasting 6 months or longer. With access to over 1.7M medical providers in 190 countries around the world, BCBS provides members with solutions and industry-leading digital services - ensuring top-quality coverage to people who live, work, study and travel internationally.
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What do people appreciate most about the culture in Nicaragua?
"Expatriates in Nicaragua appreciate the warm and welcoming local population who are passionate about their culture and willing to share it with others. They also appreciate the stunning landscape, from sandy beaches and tropical rainforest to majestic volcanoes, as well as the captivating local architecture, which is a mix of colonial, indigenous, and modern influences. In addition, they appreciate the traditional music, cuisine and festivals that bring the vibrant culture of Nicaragua alive," said one expat who made the move to Nicaragua.

BlueCross BlueShield Global Solutions (BCBS) offers global health plans for international assignments or trips lasting 6 months or longer. With access to over 1.7M medical providers in 190 countries around the world, BCBS provides members with solutions and industry-leading digital services - ensuring top-quality coverage to people who live, work, study and travel internationally.

BlueCross BlueShield Global Solutions (BCBS) offers global health plans for international assignments or trips lasting 6 months or longer. With access to over 1.7M medical providers in 190 countries around the world, BCBS provides members with solutions and industry-leading digital services - ensuring top-quality coverage to people who live, work, study and travel internationally.
What do people find most challenging about the culture in Nicaragua?
"Learning the language has been a challenging but fun task. Nicaragua being a poor country, you are challenged to see things in a new perspective. You first learn there is a huge difference between being poor and having no money. You appreciate how many people live well without money and those that just seem mired in poverty. The average education level here is around the third grade and the education system is so lacking that many people just don't have a lot of common knowledge. The expats know the history here often better than the locals. Once in a while I just want to have a deeper conversation with someone without arguments. The language barrier and level of education often prevents it," said one expat in Granada.
"One of the most challenging aspects of the Nicaraguan culture for expats is the language barrier, as many locals may not be able to speak English or another foreign language. Additionally, locals may not be very welcoming of foreigners and may be hesitant to interact with them. Additionally, differences in social norms and etiquette can be jarring for expats unused to such customs. As well, it is common for locals to expect expats to haggle over the cost of goods and services, which can be both challenging and intimidating for those from other cultures," remarked one member in Nicaragua.
What residency documents or visas did I need if I will be in Nicaragua for a while?
"If you plan on staying in Nicaragua for an extended period of time, the Nicaraguan government requires you to obtain a residency visa. This visa is issued through the Nicaraguan Immigration Department and will require several documents, such as a valid passport, proof of your address in Nicaragua, a copy of your police record, a medical certificate, and evidence of your financial solvency. Additionally, you may need to provide certified copies of your birth certificate and/or your marriage record if applicable," said one person in Nicaragua.
"Many of the expats live here on a 90 day tourist visa which can be extended to 180 days. At that time you must leave the country for three days. You can become a resident as we did which makes things like opening a bank account easier. You can get a one year or five year residency. The needed document list is too long to list here but there are many benefits such as up to $20,000 household goods imported for free and up to $25,000 tax free on an imported car or one that is purchased here. Nicaragua wants you to move here but that does not make it easy. Average time to complete the process is 3-4 months and that assumes you arrive with all of the necessary documentation. I have a website that helps answer these questions at www.nicaragua-guide.com. Becoming a resident does not affect your USA citizenship. Yes, you still must pay USA taxes," remarked one foreigner who made the move to Granada.
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What cultural blunders should I try to avoid making in Nicaragua?
We asked people in Nicaragua if they could share any humorous cultural blunders they commited. They wrote:
"Mostly language stuff. I would say muy bien for "things" when I should have been saying muy bueno. I started mixing the Italian language with Spanish by accident. Words that I've heard my mother use slipped out of my mouth and didn't make sense to the person I was attempting (very badly attempting) to communicate with. My friend kept catching me on making up words in my desperate attempts to communicate. It made everybody laugh," said one expat who made the move to Managua.
BlueCross BlueShield Global SolutionsGet Quote
BlueCross BlueShield Global Solutions (BCBS) offers global health plans for international assignments or trips lasting 6 months or longer. With access to over 1.7M medical providers in 190 countries around the world, BCBS provides members with solutions and industry-leading digital services - ensuring top-quality coverage to people who live, work, study and travel internationally.
BlueCross BlueShield Global SolutionsBlueCross BlueShield Global Solutions (BCBS) offers global health plans for international assignments or trips lasting 6 months or longer. With access to over 1.7M medical providers in 190 countries around the world, BCBS provides members with solutions and industry-leading digital services - ensuring top-quality coverage to people who live, work, study and travel internationally.
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What are healthcare services like in Nicaragua?
When we asked expats and global nomads about the quality of medical care in Nicaragua, they replied:
"Healthcare services in Nicaragua are provided by both public and private institutions. The public healthcare system is funded by the government and is available to all citizens and legal residents. The quality of public healthcare varies depending on the region, but generally it is considered to be of lower quality than private healthcare. Foreign residents do have access to the public healthcare system, but they may need to pay out-of-pocket for some services. Expats in Nicaragua often use the public healthcare system for basic medical care, but they may opt for private healthcare for more specialized services," explained one person living in Nicaragua.
BlueCross BlueShield Global SolutionsGet Quote
BlueCross BlueShield Global Solutions (BCBS) offers global health plans for international assignments or trips lasting 6 months or longer. With access to over 1.7M medical providers in 190 countries around the world, BCBS provides members with solutions and industry-leading digital services - ensuring top-quality coverage to people who live, work, study and travel internationally.
BlueCross BlueShield Global SolutionsBlueCross BlueShield Global Solutions (BCBS) offers global health plans for international assignments or trips lasting 6 months or longer. With access to over 1.7M medical providers in 190 countries around the world, BCBS provides members with solutions and industry-leading digital services - ensuring top-quality coverage to people who live, work, study and travel internationally.
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What are the pros and cons of living in Nicaragua?
"Expats and digital nomads often appreciate the low cost of living in Nicaragua, as well as the friendly locals and the beautiful scenery. They also enjoy the relaxed pace of life and the opportunity to explore the country's diverse culture. On the other hand, some expats and digital nomads may find the lack of reliable internet access and the limited availability of certain goods and services to be a challenge. Additionally, the political situation in Nicaragua can be unstable at times, which can be a source of concern for some," commented a person living in Nicaragua.
"You meet great people and some rude people. After time you will know who to shop with and where to eat. San Juan del Sur gets breezes most of the time. You can have a taxi at your call and a trusted driver to take you home if you drink to much. Don't talk about the government and all will be well," explained one digital nomad living in San Juan del Sur, Nicaragua.
BlueCross BlueShield Global SolutionsGet Quote
BlueCross BlueShield Global Solutions (BCBS) offers global health plans for international assignments or trips lasting 6 months or longer. With access to over 1.7M medical providers in 190 countries around the world, BCBS provides members with solutions and industry-leading digital services - ensuring top-quality coverage to people who live, work, study and travel internationally.
BlueCross BlueShield Global SolutionsBlueCross BlueShield Global Solutions (BCBS) offers global health plans for international assignments or trips lasting 6 months or longer. With access to over 1.7M medical providers in 190 countries around the world, BCBS provides members with solutions and industry-leading digital services - ensuring top-quality coverage to people who live, work, study and travel internationally.
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About the Author
Joshua Wood is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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