15 Expats Talk about Health Insurance and Healthcare in Uruguay
Last updated on Mar 05, 2024
Summary: The quality of medical care in Uruguay is generally considered to be good, with many doctors and medical professionals having received training in the United States or Europe. Emergency services are generally reliable and efficient, with ambulances responding quickly to calls. To call for an ambulance in Uruguay, you can dial 911 or 112.
How are healthcare services Uruguay?
When we asked expats and global nomads about the quality of medical care in Uruguay, they replied:
"Check out the various affiliates. Rocha has a state affiliate that is quite reasonable. Medica Uruguaya is reasonable. COMERO has proven most economical & available choice for us. Very clean & professional, no problem getting appointments," said one expat living in Punta del Diablo.
"I suggest to newcomers that they sign up with the private healthcare offered by the state at a discounted rate. Under this care you are offered all the conveniences of regular doctors and hospitals. This includes diabetes care, high-blood pressure care, cancer care and treatment etc," mentioned one expat in Paysandu.
What are medical services in Uruguay like?
When we asked expats and global nomads about the quality of medical care in Uruguay, they replied:
"Uruguay has a comprehensive public health system that provides free medical services to all citizens. The country also has a number of private health care providers that offer a range of medical services, including specialized care. The quality of medical care in Uruguay is generally good, with modern facilities and well-trained medical professionals. The country also has a number of medical research centers and universities that are dedicated to advancing medical knowledge and technology," said one expat.
"Uruguay has mandatory participation in socialized medical care. I dont participate, I dont have to, i am still here on a tourist visa. The one time i had an emergency with my eye, i went to the urgent care, and they gave me an appt. with the opthamologist and he charged me the equiv. of 45. u.s., since i did not have a membership with that program. I spend my health care money on herbs, acupuncture, health food, etc. But most expats that i know who live here are able to get the prescript meds that they need, and many meds that are prescription in the U.S. are over the counter here. I have heard that the hospitals do not really serve much food, that people have their family members take care of that. I just work really hard to stay OUT of the hospital and OFF meds," remarked one expat in Minas.

Mobility LC is committed to work hard to make your Uruguayan immigration and relocation process a reality. We can provide you with the best local contacts and will guide you all the way through the process offering support in 5 different languages. Your success is our personal goal.
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Mobility LC is committed to work hard to make your Uruguayan immigration and relocation process a reality. We can provide you with the best local contacts and will guide you all the way through the process offering support in 5 different languages. Your success is our personal goal.
Click connect to have our partner contact you via e-mail and/or phone.
Are healthcare and health insurance expensive in Uruguay?
"Healthcare in Uruguay is generally considered to be of good quality and is relatively affordable. The government provides universal health coverage for all citizens, and private health insurance is also available. Private health insurance is more expensive than public health insurance, but it does provide more comprehensive coverage. In general, healthcare and health insurance in Uruguay are considered to be reasonably priced and accessible," commented one expat who moved to Uruguay.
"I have type 2 diabetes and have had cancer. No where that I applied would cover me here. At the British Hospital the nurse rejected me within 2 minutes because I was overweight. So I self insure mostly and use the doctors available through the ambulance service I belong to. You need to be signed up with one as there is no 911 ambulance service. My savings on medical care and insurance is about $5,000 a year from what it was," said one expat.
"Our experience in regard to a healthcare provider and insurance is a positive one. We are content that it covers our whole family at an affordable rate and is accepted by our local hospital. We are thankful locals and friends recommended this route," remarked one expat in Paysandu.

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Click connect to have our partner contact you via e-mail and/or phone.

Mobility LC is committed to work hard to make your Uruguayan immigration and relocation process a reality. We can provide you with the best local contacts and will guide you all the way through the process offering support in 5 different languages. Your success is our personal goal.
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What are emergency services like in Uruguay?
When we asked about emergency services, members in Uruguay wrote:
"Well, we're a ways out. We're independent folk seldom needing any medical care, but when going for immigration checkups, blood, lab, etc., we travel to Chuy. For procedures like mammograms, etc., we go to Rocha," commented one expat living in Punta del Diablo, Uruguay.
"About an hour by car. In Canada it was 15 minutes. Have not used the hospital. Have not used emergency services. Clinics are mutualistas - you belong and use their doctors and clinics and hospitals for a monthly fee," wrote one expat.
"Emergency services in Uruguay are generally reliable and efficient. In the event of an emergency, the best way to call for an ambulance is to dial 911. This number is free and available 24 hours a day, 7 days a week. The operator will ask for the location of the emergency and dispatch the appropriate emergency services," commented one expat who moved to Uruguay.
"There are Hospitals and clinics quite close, say about 10-20 minutes from anywhere and there is a plan for a huge medical complex to draw in medical tourism. Hospitals are Cantegril and Mautone that I know of and use and they are private. Most are private and I don't recommend the public ones," said one expat.
"We are unsure about the emergency services first hand as we have not needed them. However; according to friends and locals the best hospital in Paysandu is COMEPA as the quality of care is great often with English speaking nurses and doctors. Also, the facilities are clean and modern. Fortunately, this hospital is less than 15 minutes away from our farm, if, God-forbid we'd ever need their services. COMEPA is a private hospital, although the public are available. Simply 911 will get you an ambulance. According to some acquaintances, the British Hospital in Montevideo is a great hospital for expats," remarked one expat in Paysandu.

Mobility LC is committed to work hard to make your Uruguayan immigration and relocation process a reality. We can provide you with the best local contacts and will guide you all the way through the process offering support in 5 different languages. Your success is our personal goal.
Click connect to have our partner contact you via e-mail and/or phone.

Mobility LC is committed to work hard to make your Uruguayan immigration and relocation process a reality. We can provide you with the best local contacts and will guide you all the way through the process offering support in 5 different languages. Your success is our personal goal.
Click connect to have our partner contact you via e-mail and/or phone.
Will I need to travel to see a specialist?
"Uruguay's capital city, Montevideo, is home to some of the country's best medical specialists. Other cities with a wide selection of medical specialists include Salto, Paysandú, and Rivera. Additionally, the coastal cities of Colonia del Sacramento and Punta del Este are known for their excellent medical care," said one expat living in Uruguay.
"Have not had serious issues here so specifically can't say. I would however likely go to the British Hospital in Montevideo," mentioned one expat in Punta del Este.
Are common prescription medications available in Uruguay?
"Yes, common prescription medications are available in Uruguay. Most medications can be purchased at pharmacies without a prescription, although some require a prescription from a doctor. The Uruguayan government also provides free medications to those who cannot afford them. In addition, many international pharmaceutical companies have offices in Uruguay, making it easy to access medications from abroad," remarked one expat living in Uruguay.
"Most common prescriptions medicines are available, some under different names. You are able to purchase most medicines without a prescription at the local pharmacy. The prices are very reasonable and not nearly as expensive as the States. There are also Homepathic pharmacies readily available for the alternative seeking individual or family," said one expat living in Paysandu.
Do you have anything more to add about local medical facilities in Uruguay?
"Our local hospital is about 15 minutes away from us here, living in the country. Fortunately, we have not had to use any hospital or emergency services, but have heard that the private hospitals' standards of service are high and response rate is good. Public hospitals are typical and crowded and less attentive compared to private," remarked one expat in Paysandu.
"Uruguay has a high quality of medical care and facilities. The country has a well-developed public health system, with a network of hospitals and clinics providing comprehensive medical services. The country also has a number of private medical facilities, which offer a range of services, including specialized care. The quality of medical care in Uruguay is generally considered to be good, with a high level of expertise and access to modern medical technology," remarked one expat living in Uruguay.
As a foreigner living in Uruguay, will I have access to public healthcare? What is it like?
"Like us, all expats are eligible to enroll in Uruguay's healthcare system and expats typically do enroll. It is as simple as enrolling and paying quarterly for your healthcare insurance. The costs range depending on if you are a landowner or city-dweller. We are land owners with a large family and we pay $600 a year. Your existing health conditions are not questioned prior to enrolling. There are many public hospitals. The quality of care from the public hospitals, suggested from close friends, was that it is a bit poor compared to private hospitals," wrote one expat.
"Yes, as a foreigner living in Uruguay, you will have access to public healthcare. The public healthcare system in Uruguay is considered to be one of the best in Latin America, with a wide range of services available to citizens and foreigners alike. The public healthcare system is funded by the government and is free for all citizens and legal residents. The quality of care is generally good, with a focus on preventive care and access to specialists. The public healthcare system also provides access to medications at a reduced cost," commented one expat who moved to Uruguay.
What have your experiences during the pandemic with the local healthcare system been like?
We asked expats in Uruguay if they have access to public healthcare in Uruguay. And, if they do have access, what is it like. They wrote...
"They dont test syntomatic people only people who were in contact with sick people," said one expat living in Montevideo.
"The pandemic has had a significant impact on the healthcare system in Uruguay. The government has implemented a number of measures to ensure the safety of both healthcare workers and patients, including the introduction of telemedicine services, the provision of protective equipment, and the implementation of strict hygiene protocols. Despite these measures, the healthcare system has been overwhelmed by the number of cases, leading to long wait times for appointments and delays in the delivery of care. Additionally, the pandemic has caused a shortage of medical supplies, such as masks and gloves, which has further strained the system. Despite these challenges, the healthcare system in Uruguay has remained resilient and has continued to provide quality care to those in need," mentioned one expat in Uruguay.
What advice do you have for expats having a baby in Uruguay?
We asked expat moms who gave birth in Uruguay about their experiences and advice they have for other moms to be. They said:
"It is important to research the healthcare system in Uruguay before having a baby. Make sure to find a doctor or midwife that you trust and feel comfortable with. It is also important to familiarize yourself with the local laws and regulations regarding childbirth and parenting. Additionally, it is a good idea to connect with other expat parents in Uruguay to get advice and support. Finally, make sure to take time to relax and enjoy the experience of having a baby in Uruguay," said one expat in Uruguay.
Are healthcare services good in Uruguay?
We asked people if they have access to good medical care in Uruguay. They wrote:
"Uruguay has a comprehensive public healthcare system that provides free or low-cost healthcare services to all citizens. The public healthcare system is funded by the government and managed by the Ministry of Public Health. Primary care services are provided by public health centers, while specialized care is provided by public hospitals. Private healthcare services are also available, but they are more expensive than public services. The quality of healthcare services in Uruguay is generally good, with a focus on preventive care and health promotion," said one expat in Uruguay.
About the Author
Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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