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Afternoon on the Lake in Zug, Switzerland

Real Estate in Switzerland

By Betsy Burlingame

Last updated on Aug 23, 2023

Summary: An expat looking to buy a home in Switzerland should begin by researching the different regions and cities in the country to determine which area best suits their needs. They should also consider their budget and the type of property they are looking for. Once they have narrowed down their search, they should contact a local real estate agent who can help them find the right property. Homes in Switzerland typically include modern amenities such as central heating, air conditioning, and high-speed internet. Many homes also have balconies or terraces, and some may include a garden or outdoor space. Foreigners are allowed to purchase property in Switzerland, but there are certain restrictions. For example, foreigners are not allowed to purchase agricultural land or land that is designated for public use. Additionally, foreigners must obtain a permit from the local canton in order to purchase a property.

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How do I find a place to live in Switzerland?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"www.immoscout.ch is a good website to find houses/apartments, both for sale and for rent. When you consider to buy a house: - may be a good idea as mortgage interest rates are low - keep in mind that a bank will not give mortgages for more than 80% of the value of the house. You need to finance the rest of the house yourself - check which legal conditions you must oblige when buying property. In particular, try to organise your work/stay permit before you buy, as this will make buying conditions easier and cheaper," remarked one member in Olten.

"We wanted the 'vacation home' type of chalet. We opted for view, ease of access to town, friendliness of townfolk and one of the most important--are they willing to speak English. Since we don't speak another language, this was very important," explained one expat living in Wengen, Switzerland.

"The best way to find a place to live in Switzerland is to contact a local real estate agent. This will give you access to the largest selection of properties, and the agent will be able to guide you through the process of signing a contract and finding the right place for you. You can also find listings on websites such as Immoscout24 or Homegate.ch. Additionally, if you are a student, many universities have accommodation services that can help you find suitable accommodation," said one person in Switzerland.

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What is a typical expat home or apartment like in Switzerland?

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About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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Afternoon on the Lake in Zug, Switzerland

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Flexible solutions allow you to tailor your cover to meet your needs and budget. Use Promocode: LIFE10 and get 10% off your international health insurance for life!
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Flexible solutions allow you to tailor your cover to meet your needs and budget. Use Promocode: LIFE10 and get 10% off your international health insurance for life!
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Contribute to Switzerland Network Contribute
Help others in Switzerland by answering questions about the challenges and adventures of living in Switzerland.

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