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Punta Gorda, Belize: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Punta Gorda | Digital Nomad Exchange
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Punta Gorda, Belize

By Betsy Burlingame

Last updated on May 12, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Punta Gorda, Belize. They offer advice about meeting people, cost of living, finding a home and more.

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What do I need to know about living in Punta Gorda?

When we asked people what advice they would give someone preparing to move to Punta Gorda, they said:

"Before retiring in Punta Gorda, expats should know that the cost of living is relatively low compared to many Western countries, but it is higher than in other parts of Belize. The official language is English, which makes it easier for expats from English-speaking countries to communicate and integrate. The healthcare system in Belize is not as advanced as in some Western countries, so expats may need to travel to larger cities or even out of the country for certain medical procedures. It's advisable to have a comprehensive health insurance plan that covers medical evacuation. Punta Gorda is a small town with a slow pace of life, which can be a big change for those used to living in a bustling city. The town is known for its friendly and welcoming community, but it's also important to respect the local culture and customs. The climate in Punta Gorda is tropical, with hot and humid weather throughout the year. Expats should be prepared for this, as well as for the possibility of hurricanes during the rainy season. While Punta Gorda is generally safe, expats should still take basic precautions to protect their personal safety and belongings. This includes being aware of their surroundings, locking doors and windows, and not displaying signs of wealth. Expats should also be aware that while Belize has a relatively stable government, the country's infrastructure can be lacking in some areas. This includes unreliable internet and electricity, and roads that can be difficult to navigate, especially in the rainy season. Finally, it's important for expats to understand the visa and residency requirements for living in Belize. This includes knowing the process for applying for the Qualified Retired Persons (QRP) program, which offers a number of benefits for retirees," explained one expat living in Punta Gorda, Belize.

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What do I need to know before moving to Punta Gorda?

When we asked people what advice they would give someone preparing to move to Punta Gorda, they said:

"Punta Gorda is the southernmost town in Belize, known for its laid-back atmosphere and rich cultural diversity. It is less touristy than other parts of Belize, offering a more authentic experience of the country's culture and lifestyle. English is the official language of Belize, but you'll also hear Spanish, Garifuna, and Maya spoken in Punta Gorda. The cost of living in Punta Gorda is relatively low compared to other parts of Belize and North America. However, imported goods can be expensive due to high import taxes. The climate in Punta Gorda is tropical, with a wet and dry season. It can get very hot and humid, especially during the wet season from June to November. Healthcare facilities in Punta Gorda are basic, so for serious medical conditions, you may need to travel to larger cities or even out of the country. It's recommended to have comprehensive health insurance that covers medical evacuation. Punta Gorda is a small town with a slow pace of life. Entertainment options are limited compared to larger cities, but there are plenty of outdoor activities to enjoy, such as fishing, snorkeling, and exploring Mayan ruins. Public transportation in Punta Gorda is limited and not always reliable. Many expats choose to buy a car for convenience, although the road conditions can be poor in some areas. The crime rate in Punta Gorda is lower than in larger cities in Belize. However, petty crime like theft can occur, so it's important to take basic safety precautions. The local cuisine in Punta Gorda is a blend of Belizean, Maya, Garifuna, and East Indian influences. Seafood is particularly popular, given the town's coastal location. Punta Gorda is in the Toledo District, which is the least developed region in Belize. This means that some modern conveniences may not be readily available, and power outages can occur. The town has a close-knit community, and locals are generally friendly and welcoming to expats. However, it can take time to fully integrate and understand the local customs and way of life. Finally, it's important to note that while Punta Gorda offers a relaxed and simple lifestyle, it may not be for everyone. It's recommended to visit first before making the decision to move permanently," remarked one expat living in Punta Gorda, Belize.

How do I find a place to live in Punta Gorda?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Punta Gorda involves several steps. First, you should research the area to understand the local housing market, cost of living, and lifestyle. You can do this by reading online articles, blogs, and forums about living in Punta Gorda. Next, you should decide what type of accommodation you're looking for. This could be a house, an apartment, or a condo. Consider factors like proximity to amenities, safety, and your budget. Once you have a clear idea of what you're looking for, you can start your search. There are several online real estate platforms where you can find listings for Punta Gorda, such as Century 21 Belize, Belize Real Estate MLS, and Property in Belize. These platforms allow you to filter your search based on your preferences and contact the property owner or agent directly. In addition to online platforms, you can also contact local real estate agents in Punta Gorda. They can provide you with listings that match your criteria and arrange viewings. If you're currently not in Belize, it might be a good idea to plan a visit to Punta Gorda before making a decision. This will allow you to see the properties in person, explore the area, and get a feel for the community. Lastly, once you've found a place you like, you'll need to negotiate the terms of the lease or purchase agreement. It's recommended to hire a local attorney to help you with this process to ensure that everything is legal and in your best interest. Remember, finding a place to live in a new country can take time and patience, so don't rush the process. Take your time to find a place that suits your needs and makes you feel at home," commented one expat who made the move to Punta Gorda.

What is a typical expat home or apartment like in Punta Gorda?

"A typical expat home in Punta Gorda, is often a single-story house or bungalow, built with a combination of concrete and local hardwood. These homes usually have two to three bedrooms, a living room, a kitchen, and one or two bathrooms. They are often designed with an open floor plan to allow for natural ventilation, which is essential in the tropical climate. Many homes also have a veranda or patio, providing a space to relax outdoors and enjoy the surrounding nature. The interiors of these homes are typically modest but comfortable, with basic furniture and appliances. Some expats choose to add personal touches to their homes, such as local artwork or traditional Belizean decor. The kitchens are usually equipped with standard appliances, including a refrigerator, stove, and sometimes a dishwasher. Many expat homes in Punta Gorda also have a garden or yard, which can be lush with tropical plants and trees. Some homes may even have a small pool or access to a nearby beach. Despite being in a relatively remote area, most homes have modern amenities such as internet access, satellite TV, and air conditioning. In terms of location, expat homes can be found throughout Punta Gorda, from the town center to more secluded areas. Some expats prefer to live in gated communities for added security, while others choose standalone homes for more privacy. Regardless of the location, most homes offer stunning views of the surrounding tropical landscape, the Caribbean Sea, or both. Overall, a typical expat home in Punta Gorda, Belize, offers a comfortable and relaxed lifestyle, surrounded by natural beauty and a welcoming community," remarked one expat who made the move to Punta Gorda.

What is the average cost of housing in Punta Gorda?

If you are thinking about moving to Punta Gorda, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Punta Gorda can vary greatly depending on the type and location of the property. For a modest home in the town center, prices can be relatively affordable. However, for larger, more luxurious homes or properties with beachfront views, the prices can be significantly higher. It's also important to note that prices can fluctuate based on the current real estate market," wrote a member in Punta Gorda.

How do I meet people in Punta Gorda?

When we asked people living in Punta Gorda about club and activities where newcomers can meet others, they responded:

"Expats in Punta Gorda, often join local clubs and participate in community activities to meet new people and immerse themselves in the local culture. One popular club is the Rotary Club, which is involved in various community service projects. There are also sports clubs, such as fishing and sailing clubs, that attract expats who enjoy outdoor activities. In addition to joining clubs, expats often participate in local events and festivals. These can range from cultural celebrations like the annual Chocolate Festival of Belize, to community gatherings like farmers markets and craft fairs. These events provide excellent opportunities to meet locals and other expats alike. Volunteering is another common way for expats to meet people in Punta Gorda. Many expats choose to volunteer at local schools, hospitals, or conservation projects. This not only allows them to give back to the community, but also to form meaningful connections with the people they work with. Expats also often meet people through language exchange programs. These programs pair up locals who want to learn English with expats who want to learn Spanish or other local languages. This can be a great way to make friends while also improving language skills. Finally, many expats meet people simply by being active in their neighborhood. Whether it's striking up a conversation at a local café, joining a local gym, or participating in a neighborhood clean-up day, there are plenty of opportunities to meet people in everyday life in Punta Gorda," explained one expat living in Punta Gorda, Belize.

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What should I bring when moving to Punta Gorda?

People living in Punta Gorda were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Punta Gorda, you should pack lightweight and breathable clothing due to the tropical climate. Include items such as shorts, t-shirts, and light dresses. A rain jacket or umbrella is also essential as Belize experiences a rainy season. Pack a good pair of walking shoes or sandals suitable for various terrains, as you may find yourself exploring the town or nearby nature reserves. Don't forget your swimwear for the beautiful beaches and a hat, sunglasses, and high SPF sunscreen to protect yourself from the strong sun. Insect repellent is a must to protect against mosquitoes, especially if you plan on spending time outdoors. Also, pack any prescription medications you need, as well as a basic first aid kit. If you plan on cooking, consider packing some of your favorite spices or hard-to-find ingredients, as the selection may be limited. Bring along your important documents such as your passport, driver's license, and any necessary immigration paperwork. Lastly, pack any electronics you'll need, like your phone, laptop, or camera, along with the necessary chargers and adapters. Belize uses 110-volt outlets, the same as the United States. Remember to leave some space in your luggage for souvenirs or items you may want to purchase while living in Belize," said one expat who made the move to Punta Gorda.

Where should I setup a bank account in Punta Gorda?

We asked expats in Punta Gorda what banks they use and there advice about banking. They advised:

"Before retiring in Punta Gorda, expats should know that the cost of living is relatively low compared to many Western countries, but it is higher than in other parts of Belize. The official language is English, which makes it easier for expats from English-speaking countries to communicate and integrate. The healthcare system in Belize is not as advanced as in some Western countries, so expats may need to travel to larger cities or even out of the country for certain medical procedures. It's advisable to have a comprehensive health insurance plan that covers medical evacuation. Punta Gorda is a small town with a slow pace of life, which can be a big change for those used to living in a bustling city. The town is known for its friendly and welcoming community, but it's also important to respect the local culture and customs. The climate in Punta Gorda is tropical, with hot and humid weather throughout the year. Expats should be prepared for this, as well as for the possibility of hurricanes during the rainy season. While Punta Gorda is generally safe, expats should still take standard precautions to protect their personal safety and belongings. This includes being aware of their surroundings, not displaying wealth openly, and securing their homes. Expats should also be aware that while Punta Gorda offers natural beauty and a relaxed lifestyle, it does not have the same level of amenities and entertainment options as a larger city. Therefore, it's important to consider personal lifestyle preferences and needs before deciding to retire there. Lastly, it's crucial to understand the immigration and visa requirements for living in Belize. This includes understanding the Qualified Retired Persons (QRP) program, which offers certain benefits to retirees, but also has specific income requirements," said one expat who made the move to Punta Gorda.

Will I be able to find a job in Punta Gorda?

When we asked people about industries and career opportunities in Punta Gorda, they reponded:

"Foreigners in Punta Gorda, often work in the tourism industry, serving as tour guides, hotel managers, or restaurant owners. Some also work in the real estate sector, helping other expats find and purchase property. Others may be involved in non-profit work, contributing to community development projects or environmental conservation efforts. There are also opportunities for foreigners to teach, either in local schools or through private tutoring. Additionally, some foreigners may work remotely in various fields such as IT, consulting, or writing, taking advantage of the relaxed lifestyle while maintaining their international careers," explained one expat living in Punta Gorda, Belize.

What is life like in Punta Gorda?

When we asked people living in Punta Gorda what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Punta Gorda is generally laid-back and relaxed, with a slow pace of life that many find appealing. The town is small and friendly, with a close-knit community that is welcoming to newcomers. The cost of living is relatively low, making it an attractive option for those looking to live abroad on a budget. The natural beauty of the area is a major draw, with stunning beaches, lush rainforests, and a wealth of outdoor activities to enjoy. The climate is tropical, with warm temperatures and plenty of sunshine throughout the year. For digital nomads, the internet connectivity can be a bit of a challenge, as it is not as reliable or fast as in some other countries. However, there are several cafes and restaurants that offer free Wi-Fi, making it possible to work remotely. The local cuisine is a blend of Caribbean, Maya, and East Indian influences, and fresh seafood is readily available. The town also has a weekly market where locals and expats alike can buy fresh produce and other goods. English is the official language of Belize, making it easier for expats to communicate and integrate into the local community. However, learning some Spanish or the local Kriol language can be beneficial and appreciated by the locals. Healthcare in Punta Gorda is basic but adequate for minor health issues. For more serious conditions, expats may need to travel to larger cities or even out of the country. Overall, life for expats and digital nomads in Punta Gorda, Belize is peaceful and enjoyable, offering a unique blend of natural beauty, cultural richness, and a friendly community," commented one expat who made the move to Punta Gorda.

What do expats in Punta Gorda appreciate most about the local culture?

"Expats in Punta Gorda, appreciate the laid-back and relaxed lifestyle that the local culture embodies. They love the friendly and welcoming nature of the local people, who are always ready to help and share their traditions. The rich cultural diversity, with a mix of Mayan, Garifuna, East Indian, Creole, and Mestizo influences, is also highly appreciated. Expats enjoy the local food, which is a blend of these cultures, offering a unique and delicious culinary experience. They also value the strong sense of community and the slower pace of life, which allows them to enjoy the natural beauty of the area. The local music and dance, particularly the Garifuna drumming, is another aspect of the culture that expats find fascinating. Lastly, expats appreciate the respect for nature and the environment that is deeply ingrained in the local culture," said one expat in Punta Gorda.

What do expats find most challenging?

"Expats in Punta Gorda often find the slow pace of life and "island time" mentality challenging, as it can be a stark contrast to the fast-paced, deadline-driven cultures they may be used to. The language barrier can also be a challenge, as while English is the official language, many locals speak Kriol, Spanish, or indigenous languages. Some expats may also struggle with the lack of certain amenities and conveniences they are accustomed to, such as high-speed internet or a wide variety of shopping options. The tropical climate, while appealing to some, can be difficult for others to adjust to, particularly the high humidity and heat. Lastly, understanding and navigating the local bureaucracy can be a challenge, especially when it comes to legal matters or property ownership," remarked one expat living in Punta Gorda, Belize.

Is there a lot of crime in Punta Gorda?

We asked people if there is a lot of crime. They answered:

"Punta Gorda, is generally considered a safe town with a low crime rate. However, like any other place, it is not entirely free from crime. Petty crimes such as theft and burglary do occur, but violent crimes are relatively rare. Tourists are advised to take standard precautions to protect their belongings. The local police force is active and responsive in maintaining peace and order in the town. Despite the occasional incidents, Punta Gorda remains a popular destination for tourists due to its natural beauty and cultural richness," remarked one expat who made the move to Punta Gorda.

Is there a lot of diversity? Are people in Punta Gorda accepting of differences?

"Punta Gorda, is a culturally diverse town with a mix of different ethnic groups, including the Garifuna, Maya, East Indian, Creole, and Mestizo communities. This diversity is reflected in the town's vibrant culture, traditions, and cuisine. Generally, the people of Punta Gorda are known for their warm hospitality and acceptance of differences. They live in harmony despite their cultural differences, and they are welcoming to visitors and new residents alike," wrote a member in Punta Gorda.

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What are the schools in Punta Gorda like?

"Punta Gorda, is a small town with limited educational facilities. There are no international or bilingual schools listed in Punta Gorda, Belize. The town primarily has local public schools and a few private institutions. The educational system in Belize is based on the British system, and English is the primary language of instruction. For international or bilingual education, one might need to consider larger cities in Belize such as Belize City or Belmopan," explained one expat living in Punta Gorda, Belize.

What are the pros and cons of living in Punta Gorda?

Expats, digital nomads and retirees living in Punta Gorda responded:

"Expats and digital nomads like Punta Gorda for its laid-back lifestyle and friendly local community. They appreciate the natural beauty of the area, with its stunning beaches, lush rainforests, and diverse wildlife. The cost of living is relatively low compared to many other countries, which is a big plus for those on a budget. The local cuisine, which is a blend of various cultures, is also a highlight for many. However, there are also aspects of living in Punta Gorda that expats and digital nomads may not like. The town is quite remote, which can make it difficult to access certain amenities and services. The internet connection can be unreliable, which is a significant drawback for digital nomads who rely on it for work. The healthcare facilities are also limited, and serious medical conditions often require travel to a larger city or even out of the country. The hot and humid climate can be uncomfortable for those not used to tropical weather. Lastly, while the slow pace of life is a draw for some, others may find it too quiet and lacking in entertainment or nightlife options," remarked one expat in Punta Gorda.

"I first started my new residency in Belize in Punta Gorda. My husband and I loved the area, the people were great, so friendly, and helpful. Great little market for fresh veggies and fruits held almost daily. It is much less expensive in Punta Gorda than it is in San Pedro on Ambergris Caye. A fish market is also there. The downside was that Punta Gorda is located so far from the rest of the country as far as other amenities go, visiting Belmopan for governmental requirements. Yes, there is an immigration department in P.G. for monthly stamps but other types of govermental tasks that require visits to Belmopan are an all day or overnight affair," wrote one expat living in Punta Gorda.

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What type of social life can someone expect in Punta Gorda?

When we asked expats and global nomads about their social experiences in Punta Gorda, they replied:

"Expats, retirees, and digital nomads living in Punta Gorda, typically have a vibrant and diverse social life. They often engage in community activities, such as local festivals, markets, and cultural events, which provide opportunities to interact with both locals and other expats. Many also participate in outdoor activities like fishing, hiking, and bird watching, which are popular in the area. The expat community in Punta Gorda is quite close-knit, often organizing social gatherings, potlucks, and group outings. They also tend to support each other in navigating the challenges of living in a foreign country, such as dealing with bureaucracy or language barriers. Retirees, in particular, often enjoy a relaxed lifestyle, spending their time exploring the natural beauty of the area, indulging in local cuisine, and socializing with fellow retirees. Digital nomads, on the other hand, may have a more solitary lifestyle due to their work commitments. However, they often take advantage of the local cafes and co-working spaces to meet and network with other digital nomads. Despite the differences in their lifestyles, all these groups generally enjoy the laid-back, friendly atmosphere of Punta Gorda and the opportunity to immerse themselves in the local culture," commented one expat who moved to Punta Gorda.

"Punta Gorda, offers a vibrant and diverse social scene. The town is known for its friendly and welcoming locals who are always ready to share their culture and traditions with visitors. The social life revolves around community events, local markets, and festivals. Music and dance are integral parts of the social scene, with local bars and restaurants often hosting live performances of Punta Rock, a unique blend of Caribbean rhythms and Belizean beats. The town is also home to a diverse range of cultural groups, including the Garifuna, Maya, East Indian, and Creole communities, each contributing to the rich social fabric of the area. Food plays a significant role in social gatherings, with local cuisine reflecting the town's cultural diversity. Outdoor activities such as fishing, snorkeling, and exploring the nearby national parks also form part of the social scene. Despite its small size, Punta Gorda offers a relaxed and friendly social environment that is deeply rooted in community and cultural exchange," remarked one expat in Punta Gorda.

What advice to expats in Punta Gorda have about housing?

"Expats in Punta Gorda, often advise newcomers to rent a house or apartment before buying, to get a feel for the area and understand the local real estate market. They also suggest looking for housing that has reliable access to utilities such as water and electricity, as these can sometimes be inconsistent in certain areas. It's also recommended to consider the proximity to amenities like grocery stores, hospitals, and schools. Expats also emphasize the importance of understanding the local climate and choosing a house that is well-suited to it, such as one with good ventilation to cope with the heat. They also advise to ensure the house is built to withstand the occasional tropical storm or hurricane. Security is another important factor to consider. While Punta Gorda is generally safe, it's still advisable to look for housing in a secure neighborhood or consider installing security measures. Lastly, expats recommend hiring a local real estate agent who is familiar with the area and can help navigate the local real estate market. They can also help with understanding the local laws and regulations related to buying property in Belize," wrote one expat living in Punta Gorda.

What are medical services in Punta Gorda like?

When we asked expats and global nomads about the quality of medical care in Punta Gorda, they replied:

"Medical services in Punta Gorda are relatively basic due to its remote location. The town has a public hospital, Punta Gorda Hospital, which provides primary care services including general medicine, maternity care, and minor surgeries. However, for more specialized treatments or serious medical conditions, patients often have to travel to larger cities or even out of the country. There are also a few private clinics and pharmacies in the town. The medical staff is generally well-trained but resources and equipment can be limited. It's also important to note that while some health care providers may speak English, many primarily speak Spanish or Creole," commented one expat who moved to Punta Gorda.

About the Author

Betsy Burlingame Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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