Puerto Cayo, Ecuador

"Before retiring in Puerto Cayo, expats should know that the cost of living is significantly lower than in many Western countries, making it an attractive option for retirees. The official language is Spanish, so learning the language will make daily life and integration easier. The healthcare system in Ecuador is quite good, but it's advisable to have a comprehensive health insurance plan. Puerto Cayo is a small fishing village, so it offers a slower pace of life which can be a significant change for those from bustling cities. The climate is tropical and the weather is warm year-round, which can be a draw for those looking to escape colder climates. The local cuisine is seafood-based due to its coastal location. Expats should also be aware that while the locals are friendly and welcoming, there is a different culture and customs that they should respect and adapt to. Property prices are relatively low in Puerto Cayo, making it possible to buy a beachfront property at a fraction of the cost compared to other countries. However, it's important to understand the property laws and possibly hire a local attorney when buying property. Public transportation is not as developed, so owning a car can be beneficial. Lastly, while Ecuador uses the U.S. dollar as its official currency, banking can be a challenge for expats, so it's recommended to maintain a bank account in your home country," said one expat in Puerto Cayo.