Bali, Indonesia

"Expats considering retiring in Bali, should be aware of several important factors before making the move. Firstly, it is essential to research and understand the visa and immigration requirements, as Indonesia does not have a specific retirement visa. Most retirees opt for a social or cultural visa, which needs to be renewed regularly. It is also crucial to consider the cost of living in Bali, which can vary depending on one's lifestyle and location. While some areas are more affordable, popular tourist destinations can be more expensive. Expats should also be prepared for additional costs, such as visa fees and health insurance. Healthcare in Bali is an important consideration, as the quality of medical facilities can vary. Expats should ensure they have comprehensive health insurance and may need to travel to larger cities or neighboring countries for certain medical treatments. When choosing a place to live in Bali, retirees should consider factors such as proximity to amenities, safety, and the expat community. It is also essential to understand the local property laws, as foreigners are not allowed to own freehold property in Indonesia. Instead, they can opt for a leasehold or a long-term rental agreement. Learning the local language, Bahasa Indonesia, can be beneficial for retirees to better integrate into the community and navigate daily life. Additionally, understanding the local customs and culture is essential to ensure a smooth transition and avoid any cultural misunderstandings. Retirees should also be prepared for the tropical climate in Bali, which can be hot and humid, with a rainy season from October to April. It is essential to take precautions against tropical diseases, such as dengue fever and malaria, by using mosquito repellent and seeking appropriate vaccinations. Finally, it is important for expats to have a solid financial plan in place before retiring in Bali, as access to government pensions and social security benefits may be limited or unavailable for foreigners living in Indonesia," remarked one expat living in Bali, Indonesia.