As a foreigner living in Tokyo, will I have access to public healthcare? What is it like?
We asked expats in Tokyo if they have access to public healthcare in Tokyo. And, if they do have access, what is it like. They wrote...
"As a foreigner living in Tokyo, you will have access to public healthcare, provided you are enrolled in one of Japan's health insurance programs, such as the National Health Insurance (NHI) or Employee's Health Insurance. The Japanese healthcare system is known for its high-quality medical services, well-equipped facilities, and well-trained healthcare professionals. However, it is important to note that not all medical staff may be fluent in English, so it might be helpful to have a Japanese-speaking friend or a translation app to assist you during medical appointments. Additionally, while public healthcare in Japan is generally affordable due to the insurance coverage, you may still be required to pay a percentage of the medical costs out-of-pocket," explained one expat living in Tokyo, Japan.
"I have Social Health Insurance as an full-time employee. National Health Insurance also exists if one's job does not pay for half of insurance. Everyone is entitled to public insurance and may enroll if a resident. It costs me about 5% of my salary (and my employer pays another 5%) based on my salary in the previous year. I was enrolled with no questions of my pre-existing conditions. There are public hospitals, but I have not been to one yet. It is often the case that people with some health issue will go to a local, small practitioner that specializes in that field," said another in Tokyo, Japan.

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With Cigna Global Health Options, you can create an international health insurance plan that's perfectly tailored for the needs of you and your family. We provide the reassurance of comprehensive core cover, and the flexibility of adding as many extra benefits as you want to ensure you have a plan perfectly suited to your needs.
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