Healthcare & Health Insurance in Panama

"Care will not be as good unless you live in the city. Insurance will not cover pre existing," said a member in Bocas del Toro.

"See Dr. Levy, even if you have no insurance his office visits are only $15 and he is a very nice Dr who will send you to the appropriate specialists. Also there are a number of alternative doctor's locally who are not expensive either and are very effective if you are into that type of medicine. I have not renewed any medications since I arrived so I do not know about prescription drugs yet. But in terms of just seeing someone because you are not feeling well, Dr. Levy seems to be the place to go. And his fee is such it does not even make sense to claim insurance for the visit," explained one person living in Coronado, Panama.

"It is not like others want you to believe. It is not up to US standards. The one private hospital wants you to believe they are part of the Johns Hopkins network and they are not. Clinics are often store fronts, crowded and dirty. Equipment is old. ," wrote one digital nomad living in Coronado, Panama.

"Being from the U.S. it's hard to say medical care is better, but the difference is it's 1/10th the cost to get the same type of medical care. Don't be afraid that you're going to get 3rd world medical care in a foreign country. Also, just as in the U.S., don't be afraid to ask questions or to give your opinion of what you think needs to be your course of treatment," said one foreigner in La Chorrera.

"Healthcare services in Panama are generally of a high quality, with both public and private options available. The public healthcare system is funded by the government and is free for all Panamanian citizens. It is also available to foreign residents, although they may have to pay a fee. The public healthcare system is generally of a good quality, with a wide range of services available. Expats in Panama can use the public healthcare system, although they may have to pay a fee. Private healthcare is also available in Panama, and is generally of a higher quality than the public system. Private healthcare is more expensive than the public system, but it is often preferred by expats due to the higher quality of care," remarked one member in Panama.

"Panama has a well-developed healthcare system, with both public and private hospitals and clinics providing a wide range of medical services. The country has a number of highly-trained doctors and specialists, and many of the larger hospitals offer advanced medical treatments and procedures. In addition, Panama has a number of medical tourism options, with many people travelling to the country for medical treatments and procedures that may not be available in their home countries. The cost of medical services in Panama is generally lower than in other countries, making it an attractive option for those seeking medical care," commented a person living in Panama.

"The Clinic in Horconsitos is open only part time. Additional Clinic is available M-F in San Lorenzo. Otherwise a trip to Davis is required, 1:15 minutes away from home," explained one digital nomad living in Boca Chica, Panama.

"Health care is excellent, in private hospitals, with excellent doctors, specialists, surgeons, nurses, etc....and price are cheaper than the USA. A Healthcare plan here (we are with Cigna but there are many other companies to choose from) covers us, my wife and I, in Panama and worldwide for a fraction of USA health plan cost so Healthcare is very affordable in Panama," explained one person living in Panama City, Panama.

"Health insurance is not accepted by providers of care. Have Tricare which is military insurance world wide and is part of the Hopkins network so we thought the private hospital that says they are part of Hopkins would accept it. We were sadly mistaken and had the worst experience of our life. If you compare US costs and Panama cost, yes, it is less expensive. But, it is still expensive if you have to pay for surgery before any care is rendered. ," wrote one digital nomad living in Coronado, Panama.

"Last week I decided that it was time to do something about the chest pains I have been having for several months. I chose a private medical clinic in Boquete, "Clínica Especializada Boquete S.A." because there was an empty parking space in front of it. Within five minutes I was speaking with Dr. Josimar Gómez. He speaks fluent English and spent some time discussing my symptoms before measuring my blood pressure and strongly recommending that I do something about it immediately. A routine consultation costs $15. If you show up in the middle of the night it will be $40. He prescribed blood pressure medication immediately and told me to get blood and urine tests and a chest x-ray. I went to a medical laboratory around the corner where it took about 15 minutes to provide specimens. The results were available by email before the end of the day. Cost: $45.00. I had to go to Hospital Chiriquí in David for the x-ray. Again, no appointment necessary, but I did have to wait over an hour, possibly because they forgot about me. Cost: $25.50 and results were available by email the next day. After a week on the blood pressure medication I returned to Dr. Gomez, he found that my blood pressure was down to 140/80, I was no longer experiencing chest pains, and the tests did not show any serious problems. I will continue with the blood pressure medication and talk to him again in two months. Total cost: just over $100. In the US I'm quite sure that the first doctor would have sent me to the hospital emergency room and the total bill would have run into thousands of dollars. They would have prescribed the most expensive tests they could think of, possibly including invasive procedures that are painful and risky, and I expect that I would still be waiting for a diagnosis," said one foreigner in Panama.

"If you can get health insurance before you have issues, the private insurance is affordable compared to the US. I'd say about 25 percent of the cost," remarked one member in Bocas del Toro.

"Healthcare and health insurance in Panama can be expensive, depending on the type of coverage and services needed. Private health insurance plans are available, but they can be costly and may not cover all medical expenses. Public health insurance is available, but it is limited and may not cover all medical expenses. Additionally, the cost of medical care in Panama can be higher than in other countries, so it is important to research the cost of medical care before making any decisions," explained one expat living in Panama.

"Private hospital is one hour away and forget any ambulance services. We had an emergency (needed surgery) and we almost lost the life of my husband," said one foreigner in Coronado.

"Emergency services in my area on Bocas del Toro are pretty well non existent. There is a new hospital. However is does not have much equipment. Great for small things. Cuts to be stitched. Infections, this hospital is public. If I had a choice I would go to Punta Pacifica in Panamá City," remarked one member in Bocas del Toro.

"Emergency services in Panama are generally reliable and efficient. In the event of an emergency, you can call the national emergency number, 911, to request an ambulance. The ambulance will be dispatched to your location and will provide medical assistance. Additionally, you can also call the local fire department or police station for assistance," explained one expat living in Panama.

"I was in a public hospital overnight for an open wound on the back of my arm caused by a car accident. The care, and the food, in the public hospital was subpar to standard treatment in the U.S., but as soon as I left the free public hospital and went to a private Dr. at his office, which is open 7 days a week 365 days a yea. Once at the office the Dr. came outside to the car I was riding in and looked at my elbow and said, it need some stitches here, here and here and I can fix it right up. I told him that's exactly what I'd said to the ambulance drivers the day before. So, I went inside and about 45 minutes later I was sewn back together and good to go," commented a person living in La Chorrera, Panama.

"You have to go into Panama City. Care is adequate only if you have CASH in hand," explained one digital nomad living in Coronado, Panama.

"Many common prescriptions are available over the counter just by talking to the pharmacist," commented a person living in La Chorrera, Panama.

"No the only pain Meds are Tylenol or OxyContin. Only pain specialists can prescribe. Some cardiac Meds are not available and you must mail order them (if this is part of your prescription plan.)," explained one digital nomad living in Coronado, Panama.

"I need many prescriptions, we have not needed refills yet, and have some waiting for us in the US. I intend to make a list of prescriptions and show it to Dr. Levy and find out what is available here in Coronado and what I need to go elsewhere to find," said one member in Coronado.

"There is a clinic in town where you can consult a doctor 24/7 for $2.00. If you have a real emergency they will take you by ambulance to the hospital in Las Tablas or Chitre. We have not used the hospital but have used some of the private clinics in Chitre for specific problems and that has been economical and good," remarked one member in Pedasi.

"Yes, foreigners living in Panama have access to public healthcare. The public healthcare system in Panama is generally considered to be of good quality, with many hospitals and clinics offering a wide range of services. The public healthcare system is funded by the government and is free for all citizens and legal residents. However, foreigners may be required to pay a fee for certain services. In addition, many private healthcare providers offer services at a higher cost," said a member in Panama.

"Today, June 16, 2021, went to Parque Miguel Cervantes de Saarveda in David, Panama for a free COVID-19 Rapid Antigen test. I go the results on paper within 20-25 minutes without any difficulty. It helps to speak Spanish there. Be sure to check the print-out they provide to make sure all of your information is accurate and that it is stamped with their agency and Negativa," explained one person living in David, Panama.

"The pandemic has had a significant impact on the healthcare system in Panama. The government has implemented strict measures to contain the spread of the virus, including the closure of non-essential services and the suspension of elective surgeries. As a result, many healthcare facilities have been overwhelmed with the influx of patients seeking treatment for COVID-19. Despite the challenges, the healthcare system in Panama has been able to provide adequate care to those in need. The government has also implemented a number of initiatives to ensure that the most vulnerable populations have access to healthcare services, including free testing and treatment for those who cannot afford it," explained one expat living in Panama.

"I thought the response in Panama was good though too drastic. Closing beaches I felt was a mistake and pools at condos should have been limited not closed. Five months with no outdoor exercise was hell to live through. Also though many closures, very little enforcement," said one digital nomad in Nueva Gorgona.