15 Expats Talk about Health Insurance and Healthcare in Belize

"Our first choice is to go to the local pharmacist, who is very knowledgeable and helpful," said an expat in Hopkins Village.

"Word of mouth is a great way to find a doctor if you need one. Our pharmacist has a neurogist that comes to her place of business twice a month from Belize City. He is a wealth of information. Also, be willing to travel to Belize City or Chetumal Mexico to see specialists. We are very pleased with the care we have received thus far. Most of our prescriptions cost us less or equal to our copay in the US without having the cost of a monthly premium on top of that. We are going to look into getting an international health insurance just in case one of us has an emergency that can not be handled here or in Mexico," commented one expat living in Corozal/Belize City, Belize.

"I am located 10 kms from 3 towns that provide adequate health care, but Santa Familia itself does not. So their healthcare is non-existent, but I don't care, I'm a 10-minute drive from 3 towns with good healthcare," remarked one expat living in Carmelita Gardens.

"Medical care in Belize is certainly not state of the art, but I received excellent care for a broken leg and resultant DVT, all at no out-of-pocket cost, at the public hospital in San Ignacio. I live out west in Cayo District," said one expat living in Esperanza.

"Healthcare and health insurance in Belize can be expensive, depending on the type of coverage and services needed. Private health insurance is available, but it can be costly and may not cover all medical expenses. Public healthcare is available, but it is limited and may not provide the same level of care as private healthcare. Additionally, the cost of medications and medical supplies can be high, and some treatments may not be covered by insurance," wrote an expat living in Belize.

"In the US I have Medicare and a supplemental insurance, which is fine and I have had no problems with coverage. In Belize, I do not purchase medical insurance because it is very expensive. ," said an expat in Hopkins Village.

"Dangriga, about 40 minutes away by car, has a public hospital, Southern Regional Hospital. About 2.5 hours away is Karl Heusner Memorial Hospital in Belize City," remarked one expat living in Hopkins Village.

"Emergency services in Belize are generally reliable and can be accessed by calling 911. Ambulance services are available 24 hours a day and can be requested by calling 911 or the local police station. Emergency medical personnel are trained to respond to a variety of medical emergencies and are equipped with the necessary medical supplies and equipment. In addition, the Belize Red Cross provides first aid and medical assistance to those in need," said one expat living in Belize.

"We went to Belize City to see a cardiologist. We were extremely pleased with the quality of care we received. Complete bloodwork and EKG's and ultrasounds were done all on site and the doctor spent over an hour with us going over all of the results. This is better care than what we received in the US. Also, we were able to get a appointment within less than a week. The cost for everything for both me and my husband was equal to what I paid for one month's premium of my health insurance back in the states. That insurance would have also cost me copays on the tests themselves," said an expat in Corozal/Belize City.

"It depends upon how serious. I would prefer to have surgeries done in the US. Initially, however, I would go to Dangriga or Belize City for help," commented one expat living in Hopkins Village, Belize.

"Yes, common prescriptions are available at our local pharmacy. They are inexpensive and you often do not need a prescription. Anything prescribed by the local doctor is available locally. If you had an unusual illness of needed a particular medication, it would be wise to bring additional supplies, but once here you can speak to the pharmacist and likely they can arrange to bring it in for you," said one expat living in San Ignacio.

"We have gotten almost all of our medicines from the states here and have not needed a prescription for even one. A lot of them cost less than what we were paying with some being the same as our copay with our insurance back in the US. There was one of my husbands we could not find but the cardiologist we saw determined he noonger needed to take it. If they don't have the exact same drug, they have one that is compatible. Again, we have been very pleased. There are several pharmacies but we have found Evergreen to be the one we like best. Also, you can get prescriptions in Mexico with no problem as well," mentioned one expat in Corozal/Belize City.

"As far as prescriptions go, if you already have an ongoing relationship with a US doctor and prescription by mail service [which will only ship to a US address], you will probably want to keep that until you are sure that you are going to enjoy living in Belize. You can sign up with a mail forwarder such as Traveling Mailbox, US Global Mail, etc. You can then check on the Belize prices and availability for your prescriptions after you have been here a while. Factor in shipping costs to compare your actual cost per pill, as prices are almost always stated in a Belize pharmacy. Alternatively, you can have parcels and packages shipped to one of the several freight forwarders like Arrow Freight Enterprises (Spanish Lookout, Cayo), with a Texas or Florida address. There are lots of choices, so you may want to ask for recommendations from folks who live near your location here in Belize," commented one expat who moved to Belize.

"There is newly established Emergency service minutes away that can be reached by phone. Hopkins has a small medical clinic also. There is a hospital and Clinic in Dangriga, about 40 minutes away," wrote an expat living in Hopkins.

"Yes, foreigners living in Belize have access to public healthcare. The public healthcare system in Belize is generally considered to be of good quality, with a wide range of services available. The public healthcare system is funded by the government and is free for all citizens and permanent residents. However, foreigners may be required to pay a fee for certain services. The public healthcare system includes a network of hospitals, clinics, and health centers, as well as a variety of specialized services. The quality of care varies from place to place, but overall, the public healthcare system in Belize is considered to be of good quality," commented one expat living in Belize.

"two visits to an optometrist, both went well. One trip to a clinic for a reaction to bug bites. It went well too," wrote an expat living in Carmelita Gardens.

"The pandemic has had a significant impact on the healthcare system in Belize. Access to healthcare has been limited due to the closure of many healthcare facilities, and the availability of medical supplies and personnel has been reduced. The government has implemented a number of measures to help mitigate the spread of the virus, including the introduction of a national health insurance scheme and the provision of free testing and treatment for those who are infected. Despite these efforts, the healthcare system in Belize is still struggling to cope with the demands of the pandemic. Many people are unable to access the care they need due to the lack of resources and the high cost of medical care," said an expat in Belize.