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Coronado, Panama: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Coronado | Digital Nomad Exchange
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Coronado, Panama

Coronado, Panama

By Joshua Wood, LPC

Last updated on May 28, 2024

Summary: Coronado, Panama is a beautiful beach town with a laid-back atmosphere. Expats love the relaxed lifestyle, the friendly locals, the stunning beaches, and the abundance of outdoor activities. The weather in Coronado is typically warm and sunny, with temperatures ranging from the mid-70s to the mid-90s Fahrenheit. The average cost of living for an expat is around $1,500 to $2,000 per month. The cost of a one bedroom apartment is typically around $500 to $700 per month, while a two bedroom apartment can range from $700 to $1,000 per month. The population of Coronado is around 10,000 people.

Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama
Kovalenko & Vera Attorneys at Law in Panama

What do I need to know about living in Coronado?

When we asked people what advice they would give someone preparing to move to Coronado, they said:

"Panama is NOT a good place for people with a "Service Dog" or a "Guide Dog". In general, many people are scared of all dogs because most dogs in Panama are GUARD DOGS for their property. Panama is behind the times in its thinking about "Service Dogs". In Canada (and the USA) all Service and Guide dogs are accepted everywhere. People who have such a "partner" really need that dog in their life. He is their "lifeline". They are highly trained and do not bother other people. Their main interest is the care of their owner! They DO NOT have "accidents" and they do not bother other people. 99% of the time they are very friendly with all people they meet. In Canada & USA the Service Dogs are fully accepted and allowed to go everywhere their owner wants to go. That includes all stores, clinics, businesses and restaurants. This is a fact of the 20th Century. Panama needs to catch up! These dogs are highly trained and get to need their owner as much as the owner needs them," said one expat who made the move to Coronado.

"Expats considering retirement in Coronado should be aware of several key factors to ensure a smooth transition and enjoyable lifestyle. Firstly, understanding the local language is important; while many locals speak English, Spanish is the official language, and knowing it can greatly enhance daily life and integration into the community. It's also essential to familiarize oneself with the legal requirements for residency, which may involve obtaining a pensionado visa that offers retirees various discounts and benefits. The cost of living in Coronado is generally lower than in many Western countries, but it's important to budget accordingly, especially if you plan to enjoy the various amenities and activities available. Healthcare is another critical consideration; Panama has good healthcare facilities, and Coronado is no exception, but expats should investigate health insurance options to ensure coverage. The climate in Coronado is tropical, with a wet and dry season, so newcomers should be prepared for hot and humid conditions, as well as a significant amount of rainfall during certain times of the year. The expat community in Coronado is well-established, offering a support network for newcomers, but it's still important to engage with the local culture and community. Safety and security are generally good in Coronado, but as with any location, it's wise to take standard precautions and stay informed about local issues. Finally, understanding the local real estate market is crucial if you plan to buy property; it's advisable to rent first to get a feel for the area and seek professional advice before making any purchase," explained one expat living in Coronado, Panama.

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What do I need to know before moving to Coronado?

When we asked people what advice they would give someone preparing to move to Coronado, they said:

"Before moving to Coronado, expats should be aware that it is a popular beach town destination known for its expat community, which means that while Spanish is the official language, English is commonly spoken, especially in service and business interactions. The cost of living can be higher compared to other parts of Panama due to its popularity among retirees and vacationers. Expats should also be prepared for a tropical climate with a distinct wet and dry season. Healthcare services are available in Coronado, with clinics and pharmacies, but for more specialized care, one might need to travel to Panama City. The real estate market offers a range of options from condos to beach houses, and it's advisable to rent before buying to ensure the area suits your lifestyle. The town has a laid-back atmosphere with a focus on outdoor activities such as golf, surfing, and beach-going. It's important to understand the legal requirements for residency, which may involve obtaining a visa or participating in Panama's pensionado program if you are a retiree. Banking and finance should be arranged in advance, as you may need a local bank account for day-to-day transactions. Internet and utilities are generally reliable, but service interruptions can occur, especially during the rainy season. Lastly, integrating into the local culture and community will enhance your experience, so be open to participating in local events and customs," remarked one expat living in Coronado, Panama.

How do I find a place to live in Coronado?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Coronado, involves several steps. Here's a specific guide to help you in your search: 1. Determine your needs: Before you start looking, decide on the type of property you want, your budget, and your preferred location within Coronado. Consider whether you want a house, condo, or apartment, and think about amenities like a pool, security, or proximity to the beach. 2. Online research: Use real estate websites that list properties in Panama, such as Encuentra24, Compreoalquile, and Panama Realtor. These platforms allow you to filter searches by location, price, and property type. Additionally, join expat forums and Facebook groups like "Expats in Coronado Panama," where members often share rental listings and advice. 3. Contact local real estate agents: Reach out to real estate agencies that specialize in the Coronado area. Agents can provide valuable insights into the local market and may have access to listings that are not advertised online. 4. Visit the area: If possible, take a trip to Coronado to get a feel for the different neighborhoods and see properties in person. Walking around the area and talking to locals can also lead to rental opportunities that aren't widely advertised. 5. Check local bulletin boards: Visit community centers, grocery stores, and cafes in Coronado to look for rental listings on bulletin boards. Sometimes landlords and property managers will post notices in these locations to attract potential tenants. 6. Network: Let people know you're looking for a place to live. Talk to expats, locals, and business owners in the area. Word-of-mouth can be a powerful tool in finding a rental that may not be listed online. 7. Review and negotiate: Once you've found a potential home, carefully review the lease agreement. Understand the terms, including the length of the lease, the deposit required, and any other conditions. Don't hesitate to negotiate terms or price if appropriate. 8. Legal considerations: It's advisable to consult with a local attorney who specializes in real estate transactions to ensure that your rental agreement complies with Panamanian law and that your interests are protected. By following these steps, you should be able to find a suitable place to live in Coronado, Panama. Remember that patience and due diligence are key in finding the right home abroad," said one expat who made the move to Coronado.

What is a typical expat home or apartment like in Coronado?

"A typical expat home or apartment in Coronado, often reflects a blend of modern amenities and tropical living. Many homes are designed to take advantage of the natural beauty, with large windows and outdoor spaces such as balconies or patios that offer views of the surrounding landscape or the Pacific Ocean. The interiors are usually spacious with open-plan living areas, air conditioning, and contemporary furnishings. Kitchens might be equipped with modern appliances, and bedrooms are often designed for comfort with en-suite bathrooms. Security is a priority, so gated communities with 24-hour security are common, providing expats with peace of mind. Within these communities, residents have access to shared facilities like swimming pools, fitness centers, and social areas. Gardens are typically lush and well-maintained, reflecting the tropical environment, and some homes may have private pools. The architecture can vary from modern condos and high-rise apartments to single-family homes with a mix of Panamanian and international styles. Overall, expat housing in Coronado is designed for comfort, convenience, and a relaxed lifestyle, catering to those who seek a blend of local culture and familiar home comforts," wrote one member in Coronado.

What is the average cost of housing in Coronado?

If you are thinking about moving to Coronado, cost of living in probably a key consideration. Expats commented about the cost of housing:

"Average home would probably go for 150K to 250K, depending on location and how modern it is. Depends on what you are looking for. Take the time to do your research with various real estate companies. You can pay beaucoup the bucks for waterfront mansions," wrote a member in Coronado.

"The average cost of housing in Coronado, can vary widely depending on the type of property, its location, and its amenities. Generally, Coronado is known as a popular beach community with a mix of luxury homes, condos, and more modest dwellings. Prices for homes in this area tend to be higher than the national average due to its desirability among expatriates and retirees, as well as its developed infrastructure and proximity to Panama City. Condominiums might be more affordable than standalone homes, especially those with ocean views or beachfront access. Rentals can also be a popular option, with prices fluctuating based on size, location, and seasonality. It's important to note that real estate markets can change, so for the most current information, it would be best to consult real estate listings or contact local real estate agents in Coronado," commented one expat who made the move to Coronado.

How do I meet people in Coronado?

When we asked people living in Coronado about club and activities where newcomers can meet others, they responded:

"In Coronado, expats often join a variety of clubs and activities that cater to their interests and help them integrate into the local community. Many expats participate in social clubs that organize regular gatherings, dinners, and cultural events, providing opportunities to meet fellow expatriates and locals. Golf is a popular activity in Coronado, and expats frequently join the local golf club, which is a hub for social interaction and networking. Beach activities are also common, with expats engaging in surfing, paddleboarding, and beach volleyball, among others. For those interested in fitness and wellness, yoga classes and fitness groups are available, often held in outdoor settings to take advantage of the beautiful surroundings. Art and language classes offer another avenue for expats to connect with others while learning new skills. Spanish language classes are particularly popular, as they help expats communicate more effectively with the local population. Volunteering is another way expats meet people and give back to the community. Many expats get involved in local charities, animal rescue organizations, and environmental conservation efforts, which can lead to strong bonds with like-minded individuals. Expats also meet people through informal networks and by frequenting local restaurants, cafes, and bars where they can strike up conversations and make new friends. Social media and online forums specific to the expat community in Coronado are also valuable resources for finding events, meetups, and connecting with others who share similar interests. Overall, the expat community in Coronado is quite active, and there are numerous opportunities for newcomers to integrate and form meaningful connections through shared activities and interests," wrote a member in Coronado.

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What should I bring when moving to Coronado?

People living in Coronado were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"Speak to your moving specialist as to what you can bring in a container, such things as liquids, cleaning supplies, alcohol, etc. are not allowed in a container. Furniture, electric and electronics are fine as long as you can prove that they are not new, clothing, etc. are fine," said one expat in Coronado.

"When moving to Coronado, it's important to pack items suitable for a tropical climate, so include lightweight and breathable clothing such as shorts, t-shirts, and sandals. Don't forget swimwear for the beach and pool, as well as a few dressier outfits for dining out or attending social events. Sun protection is crucial, so pack sunscreen, sunglasses, and a wide-brimmed hat. Rain gear, like a waterproof jacket and umbrella, will come in handy during the rainy season. Bring your essential documents, including your passport, visa, and any other identification or paperwork required for your move. It's also wise to have a basic first aid kit and any prescription medications you need, as well as over-the-counter remedies for common ailments. Consider packing electronics like your smartphone, laptop, and chargers, along with a voltage converter or adapter if necessary. A good quality camera can help you capture your new surroundings. For your new home, you might want to bring some personal items to make it feel cozy, such as photos, small decorations, and perhaps a few kitchen essentials if you enjoy cooking and have specific preferences that might not be easily available locally. Lastly, learning Spanish can be beneficial in Panama, so bring language learning materials or dictionaries to help you communicate more effectively with the locals," said one expat who made the move to Coronado.

Where should I setup a bank account in Coronado?

We asked expats in Coronado what banks they use and there advice about banking. They advised:

"Before retiring in Coronado, expats should be aware that Spanish is the official language, and while some locals may speak English, learning basic Spanish can greatly enhance daily life and integration into the community. The cost of living is generally lower than in many Western countries, but it's important to budget for expenses such as healthcare, housing, and utilities, which can vary depending on lifestyle choices. Coronado offers a tropical climate with a dry season and a rainy season, so expats should be prepared for hot, humid weather and occasional heavy rainfall. The area is known for its beautiful beaches, golf courses, and a growing community of retirees, which can provide a sense of camaraderie and social opportunities for newcomers. Healthcare in Panama is of good quality, especially in major cities, but expats should consider obtaining private health insurance to cover services that may not be available through the public system. It's also advisable to understand the visa requirements and residency options, such as the Pensionado visa, which offers benefits and discounts to retirees. Safety and security are important considerations, and while Coronado is generally considered safe, expats should take standard precautions and stay informed about local issues. The infrastructure in Coronado is well-developed, with access to amenities such as supermarkets, restaurants, and banks, but expats should be prepared for occasional power outages or water shortages. Lastly, it's beneficial for expats to engage with the local culture and customs, participate in community events, and be respectful of the Panamanian way of life to ensure a smooth transition to living in Coronado," wrote one member in Coronado.

Will I be able to find a job in Coronado?

When we asked people about industries and career opportunities in Coronado, they reponded:

"The answer to finding a job in Coronado PANAMA as an expat are slim to none. Legally you need to hire Panamanians and pay for their Social Security benefits, etc. Unless you work under the table and risk getting caught. check into the various visas. Working from home on the internet is another story," remarked one expat who made the move to Coronado.

"In Coronado, a popular beach town and expat community, foreigners often find employment in various sectors that cater to the tourism industry and the expat population. Many work in hospitality roles such as hotel management, restaurant ownership, or as chefs and bartenders. Real estate is another common field, with expats working as agents or property managers, capitalizing on the demand for vacation homes and rentals. Some foreigners may also be involved in business consulting, offering services to other expats and local businesses. Teaching languages, particularly English, is another job that foreigners might take on, either in local schools or through private tutoring. Additionally, with the rise of remote work, many expats continue their careers or run online businesses from Coronado, contributing to the local economy through their spending on housing, services, and amenities," explained one expat living in Coronado, Panama.

What is life like in Coronado?

When we asked people living in Coronado what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Coronado, is often described as relaxed and comfortable, with a strong sense of community among the expatriates. The town offers a beautiful beachfront setting, which is perfect for those looking to enjoy a tropical lifestyle. The cost of living is generally affordable, allowing for a good quality of life without breaking the bank. The expat community is quite active and welcoming, with various social groups and activities that make it easy for newcomers to integrate and make friends. There are numerous restaurants, bars, and cafes that cater to international tastes, and many expats enjoy the local cuisine as well. For digital nomads, the availability of amenities such as reliable internet and co-working spaces enables them to work effectively while enjoying the laid-back environment. The proximity to Panama City also provides access to more urban services and entertainment when desired. Outdoor activities are plentiful, with opportunities for surfing, golfing, and hiking. The climate is tropical, with a wet and dry season, but the temperature remains warm year-round, which is ideal for those who prefer a warmer climate. Healthcare in Coronado is considered good, with clinics and hospitals that provide quality medical care, and some health professionals who speak English, which is reassuring for expats. Overall, Coronado offers a blend of leisure and convenience that appeals to expats and digital nomads looking for a slower pace of life without sacrificing the comforts and connectivity they need," said one expat in Coronado.

Kovalenko & Vera Attorneys at Law in Panama

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.

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Kovalenko & Vera Attorneys at Law in Panama

Kovalenko & Vera is a Panamanian law firm that specializes in immigration law, corporate law, real estate law, banking, contract negotiation, taxes and flag registry. With more than 20 years of professional practice, Kovalenko & Vera builds lasting relationships with our clients to ensure your interests are safeguarded.

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What do expats in Coronado appreciate most about the local culture?

"Expats in Coronado often appreciate the laid-back lifestyle and the friendly, welcoming nature of the local people, which makes it easy to integrate and feel at home. The rich cultural heritage, which includes a mix of indigenous, Afro-Caribbean, and Spanish influences, is reflected in the vibrant festivals, music, and dance, providing a colorful and lively atmosphere. The emphasis on family and community resonates with many expats, who find the social fabric strong and supportive. Additionally, the local cuisine, with its fresh seafood, tropical fruits, and flavorful dishes, is a highlight for many. The beautiful natural surroundings, including pristine beaches and lush landscapes, offer a tranquil environment and opportunities for outdoor activities, which expats often find rejuvenating. The relatively low cost of living compared to many Western countries is also a significant draw, allowing expats to enjoy a higher quality of life. Overall, the combination of cultural richness, natural beauty, and a relaxed pace of life is what expats in Coronado, Panama, tend to appreciate most about the local culture," wrote one member in Coronado.

What do expats find most challenging?

"Expats in Coronado, may find several aspects of the local culture challenging as they adjust to their new environment. Language barriers can be significant, as Spanish is the primary language, and not all expats may be fluent, making daily interactions and bureaucratic processes more difficult. The pace of life is generally slower in Panama, which can be frustrating for those accustomed to a more fast-paced or time-sensitive culture. This laid-back attitude extends to the concept of "mañana," where tasks and appointments may not always happen as promptly as expected. Cultural nuances in communication can also pose challenges, as Panamanians may have different non-verbal cues and may avoid confrontation or direct negativity, preferring a more indirect approach. Social hierarchies and the importance of personal relationships in business and everyday dealings can be different from what expats are used to, requiring them to navigate these with sensitivity. Adjusting to the tropical climate and dealing with the related issues, such as insects and humidity, can also be a challenge, as well as adapting to local cuisine if it differs significantly from an expat's home country. Additionally, expats may struggle with missing amenities and conveniences they were accustomed to, as well as coping with feelings of isolation or homesickness being away from their home country and cultural norms," commented one expat who made the move to Coronado.

Is there a lot of crime in Coronado?

We asked people if there is a lot of crime. They answered:

"Coronado, is generally considered a safe area, especially when compared to other regions in Panama. It is a popular destination for expatriates and retirees, known for its beaches and golf courses. While petty crimes like theft may occur, as they do in many tourist areas, violent crime rates are relatively low. The community is gated and has a strong security presence, which helps to maintain a secure environment for residents and visitors. However, as with any location, it is advisable for individuals to remain vigilant and take standard safety precautions to protect themselves and their property," explained one expat living in Coronado, Panama.

Is there a lot of diversity? Are people in Coronado accepting of differences?

"Yes, the people are great. But, they are behind the times in one particular area - see the last box," explained one expat living in Coronado, Panama.

"Coronado, is a coastal town known primarily as a vacation and retirement destination, attracting a mix of Panamanian residents and international expatriates. While it may not have the same level of diversity as Panama City, there is a noticeable presence of various nationalities, particularly North Americans and Europeans who have settled there. The community in Coronado tends to be relatively open and welcoming, as it is accustomed to interacting with people from different backgrounds due to its status as a tourist and expat-friendly area. However, like any location, individual experiences may vary, and the degree of acceptance can depend on personal interactions and the openness of the local community," said one expat in Coronado.

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What are the schools in Coronado like?

"Coronado, is a popular beach town that attracts expatriates and retirees, and as such, it has a few international and bilingual schools catering to the needs of both local and expatriate families. While I can provide information on some of the schools in the area, please note that the "best" can be subjective and dependent on individual needs and preferences. Here are a few schools that are known for their international or bilingual programs: **Coronado International School**: This school offers a bilingual education with a curriculum that integrates Panamanian and international standards. They focus on creating a multicultural environment where students can learn English and Spanish in a natural setting. The school serves students from preschool through high school and emphasizes a holistic approach to education, including extracurricular activities and community service. **United School of Panama**: Located near Coronado, this school provides an international education with English as the primary language of instruction. They offer the International Baccalaureate (IB) program for students in the Diploma Programme years and a US-based curriculum for other grades. The school is known for its diverse student body and commitment to academic excellence. **George Washington Academy**: Also in the vicinity of Coronado, this school offers a bilingual education with a focus on American and Panamanian curricula. They aim to foster a multicultural environment where students can become fluent in both English and Spanish. The school provides education from early childhood through high school. **Panama Coast International School**: This school is known for its small class sizes and personalized attention. They offer a bilingual education with an emphasis on environmental stewardship and community involvement. The curriculum is designed to prepare students for higher education both in Panama and abroad. Please note that the availability and quality of schools can change, and it's important to visit the schools, meet with the administration, and understand their curriculum and accreditation before making a decision. Additionally, the websites and more detailed information about these schools can be found through a simple internet search, as direct links cannot be provided in this response," commented one expat when asked about in Coronado.

What are the pros and cons of living in Coronado?

Expats, digital nomads and retirees living in Coronado responded:

"Expats and digital nomads living in Coronado enjoy the laid-back atmosphere, the beautiful beaches, and the low cost of living. They also appreciate the friendly locals and the easy access to amenities like grocery stores, restaurants, and banks. On the downside, some expats and digital nomads find the lack of public transportation and the slow internet speeds to be a challenge. Additionally, the hot and humid climate can be difficult to adjust to for some," wrote one expat living in Coronado.

"I find the Coronado Panama area to have lot's of amenities & friendly native people. Most everything we need is here, but if not, it is a 1.5 hour drive to Panama City. Wish the beaches had bigger waves! Love that the currency is the US dollar," commented one expat who moved to Coronado.

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What type of social life can someone expect in Coronado?

When we asked expats and global nomads about their social experiences in Coronado, they replied:

"Expats, retirees and digital nomads living in Coronado typically have an active social life. There are many opportunities to meet new people and make friends, such as attending local events, joining clubs and organizations, or simply striking up conversations with people in the area. The expat community is quite large and welcoming, and there are plenty of activities to get involved in. From beach days to salsa dancing, there is something for everyone. Additionally, the local Panamanian culture is very friendly and welcoming, making it easy to make friends and build relationships," said an expat in Coronado.

"Coronado is a popular beach town in Panama, and the social scene is vibrant and lively. There are plenty of restaurants, bars, and cafes to explore, and the nightlife is bustling with live music and dancing. The beach is a great place to relax and soak up the sun, and there are plenty of activities to enjoy, such as surfing, fishing, and kayaking. Coronado is also home to a variety of cultural events, such as art exhibitions, music festivals, and theater performances. With its beautiful beaches, lively nightlife, and cultural attractions, Coronado is a great place to socialize and have fun," mentioned an expat living in Coronado.

What advice to expats in Coronado have about housing?

"For sure rent for awhile before you buy a house, to get to know the different areas first. Plus be sure you can deal with the weather," commented one expat who moved to Coronado.

"Expats in Coronado recommend researching the area thoroughly before committing to a rental or purchase. It is important to visit the area and get to know the local community before making a decision. Additionally, it is important to be aware of the local laws and regulations regarding rental and purchase agreements. Expats also suggest working with a reputable real estate agent who is familiar with the area and can provide helpful advice. Finally, expats recommend budgeting for additional costs such as maintenance, utilities, and taxes," said one expat.

What are medical services in Coronado like?

When we asked expats and global nomads about the quality of medical care in Coronado, they replied:

"Coronado offers a wide range of medical services for its residents and visitors. The town has several private clinics and hospitals that provide quality medical care. These facilities offer a variety of services, including general practice, emergency care, and specialized treatments. Additionally, there are several pharmacies in the area that provide prescription medications and over-the-counter remedies. Coronado also has a number of medical professionals, such as doctors, nurses, and dentists, who are available to provide medical services," wrote one expat living in Coronado.

Are healthcare and health insurance expensive in Coronado?

"Healthcare and health insurance in Coronado can be expensive, depending on the type of coverage and services needed. Generally, private health insurance plans are more expensive than public plans, but they often provide more comprehensive coverage. Additionally, the cost of medical care in Coronado can be higher than in other parts of Panama due to the higher cost of living in the area. However, there are a variety of options available to help make healthcare and health insurance more affordable," said one expat living in Coronado.

"Health insurance is not accepted by providers of care. Have Tricare which is military insurance world wide and is part of the Hopkins network so we thought the private hospital that says they are part of Hopkins would accept it. We were sadly mistaken and had the worst experience of our life. If you compare US costs and Panama cost, yes, it is less expensive. But, it is still expensive if you have to pay for surgery before any care is rendered. ," mentioned one expat inCoronado.

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Why do people move to Coronado?

When we asked people why foreigners move to Coronado, they responded:

"Coronado is a popular destination for expats due to its stunning beaches, lush tropical forests, and year-round warm climate. The area is also known for its low cost of living, excellent healthcare system, and friendly locals. Additionally, Coronado is home to a variety of amenities, including shopping centers, restaurants, and entertainment venues. With its close proximity to Panama City, Coronado is an ideal location for those looking to experience the best of both worlds – the convenience of a big city and the tranquility of a beach town," said an expat in Coronado.

About the Author

Joshua Wood Joshua Wood, LPC is one of the Founders of Digital Nomad Exchange and serves as Co-President of Expat Exchange. Prior to Expat Exchange and Digital Nomad Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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