Real Estate in Jamaica
Last updated on Jul 05, 2025
Summary: An expat looking to buy a home in Jamaica should start by researching the different areas of the country and deciding which one best suits their needs. They should then contact a local real estate agent to help them find a suitable property. Homes in Jamaica typically include amenities such as air conditioning, a pool, and a garden. Some may also include a garage, a patio, and a balcony. Foreigners are allowed to own property in Jamaica, but there are certain restrictions. For example, foreigners must obtain a permit from the Ministry of Land and Environment before they can purchase land. Additionally, foreigners are not allowed to own more than five acres of land.
How do I find a place to live in Jamaica?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"If you’re looking for a place to live in Jamaica, there are several resources you can use to help in your search. Start by looking online at real estate websites such as Just Landed, JaCAY Properties, Realty Jamaica, or Houses in Jamaica. You can also visit local real estate offices in Jamaica to find out more information on available housing and rental options. Additionally, you can reach out to friends and family who have connections locally in Jamaica who may be able to provide you with information or referrals. Finally, you can also look for postings on classifieds websites like Stush.com or Jamaica Classifieds which often advertise rental properties and real estate listings," said one expat who made the move to Jamaica.
"I made some friends here in Negril and found a place via referral from a friend. You can contact me at http://www.jamaicamax.com and I can help anyone find rental rooms or homes for sale in Jamaica," explained one foreigner living in Negril, Jamaica.
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What is a typical expat home or apartment like in Jamaica?
"I live in a community in Kingston called Long Mountain Country Club. It is a gated community with 24-hour security in the Liguanea area. The community has apartments and two/three-bedroom townhouses for sale and rent. It also has a pool and a store on the premises. The community also has ex-pats from the USA, Canada, Germany, Isreal, South Africa, Romania, India, China and South America. Great community that is close to the US Embassy, shopping and entertainment," remarked one member in Jamaica.
"A typical expat home or apartment in Jamaica is usually a luxury apartment or villa with modern furnishings and modern amenities, such as air conditioning and fast internet. Expat living in Jamaica typically enjoys a generous living space, with bright and airy rooms and large balconies with a view of the ocean. Expats may also have access to a private swimming pool and patio area, making it a perfect place to relax and enjoy the sights and sounds of the Jamaican countryside," explained one expat living in Jamaica.
"I live in a scheme in Falmouth 2bd, 2bath, furnished & washing machine. Love it," said one person in Jamaica.
What is the average cost of housing in Jamaica?
If you are thinking about moving to Jamaica, cost of living in probably a key consideration. Expats commented about the cost of housing:
"My housing costs are significantly lower than in the US. I am paying 30,000 per month for a two bedrooms with two bathrooms. I was just lucky to get such a deal but the average cost for this apartment is 45,000-65,000 per month. My light bill is 7,000 per month but I run my a/c unit each night just to fall asleep. My water bill is between 500 and 800 per month," said one expat who made the move to Falmouth.
Should I buy or rent a home in Jamaica?
If you have not spent a lot of time in Jamaica, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:
"Deciding whether to buy or rent a home in Jamaica depends on a variety of factors, such as your long-term plans, budget and lifestyle. Before making the decision to buy, it can be helpful to research the local real estate market, the types of properties available and the general cost of living in the country. You should also consider the financial commitment associated with buying a home and whether you are in a position to make such a commitment. If you are looking for a more cost-effective option, renting may be the better choice, as it gives you the opportunity to explore a variety of different areas before committing to buying a home. Ultimately, the decision to buy or rent a home in Jamaica will depend on your individual circumstances," explained one person living in Jamaica.
What do I need to know when buying property in Jamaica?
When we asked expats what advice they would give a foreigner before buying a property in Jamaica, they said:
"Buying a home here is a process, and you do not want to leave that home empty six months out of the year… It will be vandalized, burglarized, and taken over by squatters… Depending of course, where are you buy a house," said one in Montego Bay.
"1. Before buying property in Jamaica, it is important to research the laws governing real estate and property transactions in the country. 2. Familiarize yourself with the various types of property available and how to purchase it, such as through a real estate agent or by directly purchasing from an owner. 3. Decide whether you want to buy a single-family home, an apartment, a condo, land, or something else. 4. Research the title history and determine the current zoning for any property you are interested in buying. 5. Consider seeking advice from a local real estate attorney to properly navigate legal issues, such as for the due diligence process, title transfer, and contract reviews. 6. Budget for additional taxes and fees associated with the purchase of a property. 7. Obtain an inspection from a qualified professional to determine the condition and structural integrity of the building. 8. Have proof of funds available to demonstrate your ability to obtain financing if needed. 9. Be prepared to negotiate the price and other details of the purchase to come to an agreement," explained one expat in Jamaica.
Are foreigners allowed to own property in Jamaica?
When we asked expats what advice they would give a foreigner before buying a property in Jamaica, they said...
"Yes, foreigners are allowed to own property in Jamaica. The Jamaican government has implemented a number of measures to make it easier for non-residents to purchase property in the country. Foreigners can purchase property in Jamaica through a registered attorney or real estate agent, and they are also allowed to own land and buildings. However, they are not allowed to own more than five acres of land without a special permit from the government. Additionally, foreigners are not allowed to own property in certain areas, such as military bases or areas designated for public use," said one in Jamaica.
What appliances are typically included in a rental?
We asked foreigners in Jamaica what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:
"Most rental properties in Jamaica will come with kitchen and laundry appliances such as a refrigerator, oven, stove top, microwave, washing machine, and dryer. In addition, some rentals might also have items like air conditioners, ceiling fans, and televisions. Depending on the property, extra items such as furniture, dishware, and linens may also be provided," said one foreigner living in Jamaica.
Additional Information about Searching for a Home in Jamaica:
We asked foreigners in Jamaica what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included...
"Expats can search for homes in Jamaica by looking online for real estate listings, contacting local real estate agents, and networking with other expats who have already settled in Jamaica. Additionally, expats can look for rental listings in newspapers, online classifieds, and on social media. It is also helpful to research the local neighborhoods and communities to find the best fit for their lifestyle," explained one person living in Jamaica.
About the Author
Betsy Burlingame is one of the founders of Digital Nomad Exchange and the Founder and President of Expat Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange and Digital Nomad Exchange, Betsy worked at AT&T in International
and Mass Market Marketing. She graduated from Ohio Wesleyan University
with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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